You Don’t Need Overdraft Protection

I knew it! Today’s Wall Street Journal story “Wells Fargo Managers Pushed Overdraft Services” exactly recounts my experience as the bank’s customer. Few years back, during a routine phone call, a banker offered to add overdraft protection to my account. She pitched it as an important benefit. I paused and replied that the account never overdraws. But she pressed, encouraging me to take the service—and did so four more times.

See, we had an exchange, where I pushed back hard. “If I overdraw the account, you don’t pay, right?”—being well aware of the 2010 Federal Reserve regulation regarding overdrafts. If customers don’t opt in, the bank doesn’t pay the bill and there is no fee. “You can charge only for overdrafts if I sign up, right?” She sidestepped, at first, avoiding the answer and touting the benefits to me.

Photo by Joe WilcoxSep 28, 20168:31 pm

iPhone 7 Plus First Photo

My daughter’s cat Cali sleeps on the desk from where I type this post. I couldn’t resist giving iPhone 7 Plus a quick, point-and-click camera test. She is too cute. Except for the slightest straightening, […]

Photo by Joe WilcoxSep 28, 20167:58 pm

Can You Say Cat Contact Lenses?

On October 15th, we will be living in the same San Diego apartment for nine years—and not since the first with a lease. But as of the 1st, we must abandon month-to-month living or pay […]

Society by Joe WilcoxSep 26, 20168:32 am

I’m Mad! Some Dude is using My Gmail to open Dating and Deal Site Accounts!

Question: “When is stupidity fraud?” I ask because someone is using my gmail address to sign up for a humungous number of newsletters and websites. At first, I presumed someone trolled me. But that no longer appears to be the case. This guy, presumably living in North Carolina, either uses my address randomly to hide his identity, or he mistypes one that is similar. Given many of the services are for an unidentified widower looking for love, I assume the latter.

Behind my question are real concerns about identity and privacy that do not just apply to me. The email address gives me the ability to change the passwords and even cancel accounts—both of which I have done, treating his misuse of my email address as identity theft and violations of my privacy; after years of careful cultivation that reduced spam, crap is on the rise as this misuse spreads my gmail identity across dating and discount sites and sex webcams. Who knows on what mailing lists it will appear next. But over the past 24 hours, the amount of spam offers, like being paid to take surveys, exploded. The email address may be permanently ruined for personal and professional purposes.

Photo by Joe WilcoxSep 5, 20167:58 pm

Where No Artifact Has Gone Before

What a difference 12 years and an anniversary makes. Here is the Starship Enterprise on display in the Air and Space Museum, October 2004. In celebration of the TV show’s 50th airdate—Sept. 8, 1966—celebration. the […]

Photo by Joe WilcoxAug 27, 20169:26 pm

My New Specs

Today, I shot a new profile pic, cropped from the selfie original that you see. Last month, the local LensCrafters unbelievably broke my Oliver Peoples Gregory Peck frames, which the shop doesn’t sell. Strange, since […]

Society by Joe WilcoxAug 3, 201610:56 pm

What Would You Add?

Walking through San Diego’s Hillcrest neighborhood earlier this evening, I spotted something new—or at least to me. The “Before I Die…” wall has been there since June 2012. Clearly, I don’t get to that side of University Ave. often enough.

There’s something morbid about the giant chalkboard compared to aspirational “The Courage Wall”, which was my Flickr-a-Day-231 selection last year. Both fixtures provide space for passersby to express something longed to do; one is about overcoming something to achieve something more, while the other is wished for far less earnestly. Compare the aspirations to see the differences.

Living by Joe WilcoxJul 23, 201611:47 pm

Look Who I Met at Comic-Con

I spent today, with my daughter, at San Diego Comic-Con 2016. Finally. My praise to the organization for providing shockingly accessible accessibility services for the temporarily or permanently disabled. Because of corrective eye surgery two days ago, I fit the category for this Con, and hopefully none other. SDCC graciously gave Molly an onsite pass to be my attendant. In introduction, my impaired vision frames an unexpected encounter with Christopher Gorham.

When the surgical procedures are complete, I expect to have as good eyesight as my youth, but without the need for glasses. I wore a pair of dummy ones today, to protect the operated-on right eye (e.g. plastic with no prescription applied to them). Thus, the left eye is a complete blur without a corrective lens. On the right, my vision for things far away is exceptional. But my personal space, out to about a meter, is blurred out; my visual range will normalize sometime after the dilated pupil normalizes. So, yeah, Molly’s assistance is helpful.

Society by Joe WilcoxJul 18, 20167:53 pm

Red Shirts Mark My Comic-Con Blues

I won’t attend all, or even most, of San Diego Comic-Con as planned this week. SDCC is the only event I look forward to all year. But an opportunity came to undergo corrective surgery in one of my eyes (the other follows in a few weeks) sooner than expected. I will be at the Con Wednesday night but not Thursday (gonna be under the scalpel—or is it laser—that day) and probably not Friday (when is the post-op exam). Perhaps the surgeon will okay Sunday and hopefully even Saturday.

My eighth year of attendance is a bust, but I am super fortunate to get July 21st for the surgery. I had looked forward to Star Trek’s 50th year, which will get big celebration throughout the four days and Preview Night—starting with the “Star Trek Beyond” premiere. Given my truncated plans combined with my paying to attend (no press pass), I will go as a participant rather than a documentarian for the first time.

Mobility by Joe WilcoxJul 15, 20169:28 am

Google, pull the Plug on Europe

Yesterday, Europe’s Competition Commission expanded its legal assault against Alphabet and major subsidiary Google. Four monopolies are under fire: AdSense, Android, search, and shopping services. Trustbusters allege that Google uses anticompetitive tactics to protect its market dominance, which share ranges from 80 percent to 90 percent in each category. Behind the charges is a hoity-toity attitude typical of overly-protectionist EU regulators. What if the information giant gave them what they want?

Imagine this: Google shuts down operations across the entire Euro zone—in a Brexit-like departure, but suddenly with no preparations. Switch it off. Search and other services could remain available in Britain and to all other non-EU countries. The company surely has the means, starting with IP blocking and expanding to other measures. The risk: Confirming just how dominant is Google, because of the incredible negative consequences. But the chaos also would lead to an outcry to restore services, while illuminating how important Big G is to citizens and how greatly businesses benefit, or profit, from the monopolies.

Google by Joe WilcoxJul 14, 20169:01 pm

Google Runs Aground European Union Antitrust Objections

Alphabet Admirals Sergey Brin and Larry Page had better tell Captain Sundar Pichai to close the watertight doors—lest the search and advertising ship sink in the North Sea, where depths reach 700 meters (2,300). Brrrr. Are the lawyers handing out life preservers? Will paralegals man the water pumps?

Today’s expansion of the European Union Competition Commission’s investigation into Google business practices makes a really bad situation much, much, much worse. Problems are these: Adding advertising to anticompetitive charges; expanding investigation to four monopolies (AdSense, Android, search, shopping services); citing exclusive contracts as violation of the law; and narrowing the applicable market for search shopping competition, thus blowing apart one of Google’s major counter legal arguments. Kaboom!

Society by Joe WilcoxJul 7, 20168:01 pm

The Day Journalism Changed

In the annuals of American journalism, few moments are more seminal and status-quo shattering than Diamond Reynold’s live report of a police shooting on July 6.

She deserves the Pulitzer Prize.