Category: Money

Photo by Joe WilcoxNov 9, 202511:54 am

Makeshift Food Bank

The longest government shutdown in U.S. history means millions of people are not receiving federal funds for basics—you know, things like food. People employed by Uncle Sam are either furloughed or working without pay (and delayed only, hopefully). Don’t get me going about families who count on SNAP benefits and won’t receive them for November.

To the Congress, I say this: Do your job! Pass a damn budget. Stop pissing away days whining over line items like expiring subsidies for the Affordable Care Act. Agree to punt! Fund the damn government for X number of days and fight among yourselves meantime about a final budget. Don’t punish people while you bicker like kids in the schoolyard or, worse, an angry soon-to-be-divorced couple gouging one another in spiteful rages over splitting assets (or assigning child custody).

Living by Joe WilcoxNov 6, 202510:23 pm

This Use to Be Grass

The homeless are increasingly pariahs, across San Diego County. The public policy is discourage and displace, rather than meaningfully address fundamental causes. The Featured Image and companion reveal one tactic: Piling jagged rocks where until recently there was grass, punctuated by shrub-like trees.

But the homeless would somewhat frequently hangout or campout on the grass. Honestly, the rocks are more unsightly than the homeless tents. Grass is great! We need more. The city destroys a lovely green space to deter the so-called unhoused? Solve the problem! Don’t create one as band-aid for another. The rocks look weird, and they are weapons. Lots of damage can be done with rocks like these.

Photo by Joe WilcoxOct 15, 202510:44 pm

Eighteen Years Ago Today…

On this date, in 2007, the Wilcox family arrived in San Diego. We had left the Washington, DC-metro area to be close to my aged father-in-law, who luckily found us an apartment one block from his place. Our presence meant that in January 2017 he could pass way at age 95 in his own bed, rather than in some sterile institution.

The city is hardly recognizable from the one we moved to. San Diego seemed sleepy, small town-like for the size. Communities were tight knit, even with the massive number of renters; congestion was a rare occurrence on the roadways; neighborhood streets were wide; housing architecture was surprisingly varied and charming; and homeowners kept attractive green spaces, among many other attractive attributes, with the three-summer season weather being among them.

Photo by Joe WilcoxSep 17, 20258:57 pm

You Can Say It’s Not Tariffs, But…

A few weeks ago, we restocked the bulk beef burger patties we typically buy from Costco Business Center. Near the end of August, the foodstuff was sold out (it never is), so I suspected that the warehouse store no longer carried the item. Today, the patties are back—and for shockingly higher sale price.

Backtracking, when we started buying the 10-pound burger pack during the last decade, Business Costco charged $29.99, which was a good deal compared to competing choices. Fat content was higher (78 percent lean), but savings mattered more to the Wilcoxes. During the SARS-CoV-2 (severe acute respiratory syndrome Coronavirus 2)/COVID-19 mandates era, price rose to $31.99 and then to $33.99. During 2025, the price continuously crept up—reaching $39.99 a few weeks ago. Currently: $49.99! Ten bucks more than in August!

Photo by Joe WilcoxSep 8, 202510:09 pm

The Rally at 1526 Meade Avenue

The city’s obsession with adding more housing shocks by the day. Cute, historic homes are leveled and replaced by multi-level residential buildings that are typically rentals (no condos for you, Bud) and explicitly turn out to be so-called micro-units (tiny space, big monthly payment). These new builds tower over single-family homes and/or two-story apartments/condos, dramatically obliterating local character and robbing existing homes of airflow and sunlight.

Justification: Housing shortage. That’s a lie. According to Zillow, there are currently 18,499 rentals available across San Diego County. For sale: 8,101 homes. That sure looks like plenty of inventory to me. According to Point2Homes, which business is helping people find places to rent, there are 6,142 “housing units” in my community of University Heights. Zillow says 279 of them are currently for rent; but not all list on the service, so the number should be higher.

Photo by Joe WilcoxMay 21, 20259:57 pm

Yet Another Bible Story

Yesterday, my wife and I drove to East County on an errand. Returning, she missed an exit, and we ended up in downtown La Mesa. What an opportunity! We took it. Annie parked in the neighborhood nearby the Christian bookstore where in January 2021 we bought a Bible for her and in November 2022 another for me.

We were shocked! The shop is gone. Another retailer fills the space. I searched online for some information about what happened and when but found nothing—not on Yelp or the former business’ social media sites, like Instagram. But given the new occupant, I presume the demise isn’t all that recent.

Photo by Joe WilcoxMay 14, 202510:12 pm

Red Fox Perishes

The big, unexpected news and social media story this week here in University Heights is the sudden closure of the Red Fox Steakhouse and Piano Bar. According to bloggers, Facebookers, Journalists, Nextdoor posters, and more (oh, the dirt they sling): Management called staff to an all-hands meeting midday Monday (today is Wednesday) and fired everyone. Red Fox was closed immediately.

Except for San Diego Union Tribune wrongly calling the location North Park most of the scuttlebutt appears to be consistent but lacking one thing substantive: Why? Since everything in business is one way or another related to money, speculation and second-hand former employee reports indicate financial hardship. That would make sense, if, say, there was cashflow problems that prevented buying staples—like raw meat and veggies to cook and serve. Who knows.

Photo by Joe WilcoxApr 8, 20259:49 pm

You’re Waiting for WHAT?

This morning, my wife and I walked over to Trader Joe’s, after failing to find what we wanted from Smart & Final. Approaching, we observed a long line wrapped down the side of the store around to the back employee/loading entrance.

Is this about eggs? I wondered, thinking that perhaps people were being let in a few customers at a time to avoid crowding and violating fire codes. But, when we arrived at the doors, other folks flowed in and out unimpaired. The line stayed still in place. WTH?

Photo by Joe WilcoxSep 29, 20249:25 pm

Would You Want to Live Here?

As explained three days ago, apartment landlords are taking away tenant garages and converting them into residential rentals. The practice is rampant across San Diego County, including my neighborhood of University Heights.

Unsurprisingly, the alleys separating streets fill with parked cars, particularly late day into the evening hours. You lost your garage and can’t find a legal space, so you make do and hope to move before the parking police blast by writing tickets.

Photo by Joe WilcoxSep 20, 20247:40 pm

Adios, Aldi

Food inflation is way worse than official, government data states if my local Aldi is a measure. The German-owned grocery was my favorite supermarket—until today’s visit. The many changes—higher costs among them—dismay and disappoint.

Aldi is about a 20-minute drive from our apartment, making it an expedition when other grocers are walking distance away. I hadn’t been to the place since sometime in 2023, although my wife has ventured there more recently. Today’s trip was my suggestion.

Photo by Joe WilcoxMay 25, 20249:54 pm

What Happened Here?

My wife and I walked around Mission Valley Mall—no longer a Westfield property—today. More stores are local small businesses, although some big brands are present—like Target.

The big surprise: The apparently permanently closed Temple Custom Jewelers and the mysterious signs you see in the Featured Image and companion. I knew that the establishment was black-owned but have no idea what were the circumstances leading to the signs. Googling gave no answers, tonight.

Photo by Joe WilcoxMay 15, 20249:57 pm

Pay More For Less

Take a good, long look at the Featured Image. This apartment building epitomizes how dramatically have rentals risen in San Diego over scant number of years. Something seems wrong here—and I mean more broadly. This place merely reflects a trend in explosive increases that feels funny—fixed, unnatural—for a typically dynamic capitalist market.

I’ll illustrate. In June 2021, a 1,000-square-foot flat listed for $1,495 monthly and presumably rented, since the listing was removed eight days later. Available now for $2,325, in the same building: 530-sq-foot studio. Oh, and Zillow estimates that if the larger unit was marketed today, the landlord should charge $3,063.