I am supposed to be sitting in a movie theater watching Interstellar. The plan was in place for months. Instead, I write this post, which is commentary on health insurance in America. The two things are strangely connected, if in this or any other universe such seemingly disparate relationships are random. What’s that saying about a butterfly flapping its wings?

Here’s a nut graph, so you can decide whether to read further or stop here: America’s healthcare system is broken. Free-market forces cannot work. The 1945 McCarran-Ferguson Act laid the framework for healthcare monopolies, which nearly 70 years later act like cartels, in defiance of the 1890 Sherman Antitrust Act. The Affordable Care Act raises healthcare costs, while managing the monopolies rather than eliminating them. As such, the free-market forces that should stimulate competition and drive down prices are stymied.