Category: Money

Photo by Joe WilcoxJan 8, 20157:08 am

Flickr a Day 8: Abandoned

Ontario, Canada-based Freaktography describes himself as a “self-taught photographer” whose current passion is “urban exploring”, which includes places abandoned—and it’s searching for the word on Flickr that reveals this photo among others.

I confess to being totally captivated by abandoned buildings, exploring them, and wondering what secrets they might reveal about the people who lived or worked within. Mr. Freaktography captures some amazing abandoned places, including an asylum, church (on an Indian reservation), and power plant.

According to the EXIF data, he shot this photo on March 12, 2014, using a Nikon D3200. Vitals: f/4, ISO 100, 1/3 sec, 18mm. Image is by no means Freaktography’s best work, but the story behind it is amazing, as he explains in “Abandoned House of Treasures“.

Living by Joe WilcoxDec 27, 201411:01 am

Who Should Get This Found Money?

Two days before Christmas, I sat in the local coffee shop waiting to meet someone who was late. Way late. Bored, I switched between cleaning crap mail out of my iPhone 6 inbox and watching patrons. Looking up from a text message, I spotted something green under a chair about 5 meters away. I walked over and picked up unexpected cash, and an amount someone surely would miss. What to do with it?

Found money is a blessing if you need it, but a curse to the loser. This particular WiFi-equipped barista bar, LeStat’s on Park, is popular with college students. I imagined some impoverished, scholarshiper losing the last of his or her Christmas cash, and I wanted to return it. But how? To whom? You can help answer the latter question, either here or on one of the social networks where I will link. This post is plea for advice.

Money by Joe WilcoxDec 9, 20149:21 am

What Next? Price Negotiations at Walmart Checkout?

One Geico Insurance commercial claims that “auctioneers make bad grocery clerks“. Strange if bidding is soon the norm in big-brand retail, but one-on-one. Today, Amazon announced something surprising: “Make Me an Offer“, where buyers can negotiate prices with sellers. I do not jest. Seriously. As if Amazon prices aren’t insanely low enough.

The web retailing giant claims 150,000 items in the program, which isn’t about auctions, since all negotiations are solely between buyer and seller. From my quick review, Amazon chooses wisely. The majority of items I see are those where pricing could be, perhaps should be, considered more arbitrary, like artwork, memorabilia, and other collectibles.

Money by Joe WilcoxNov 27, 20147:40 pm

Google, Give Thanks!

It wouldn’t be U.S. Thanksgiving without my writing about gratitude, and why some tech company’s executives, employees, and partners should prostrate and pray “Thanks”.

This year I to Google, which continues a great run that started with Larry Page’s return as CEO in April 2011. If he’s not all smiles this Turkey Day, someone should slap that man aside the head. I could tick off a hundred things for which he should give thanks. For brevity’s sake, so you can get back to the big game and bigger bird, I select some things that might not come to mind.

Living by Joe WilcoxNov 16, 201411:02 am

Someone Wake Me From This Nightmare of Black Friday Sales Gluttony

Cough. Choke. Collapse. That’s me nearly needing the Heimlich maneuver during breakfast while looking over Samsung Black Friday deals. You can preorder them. Seriously. What the frak is that?

The routine started all so innocently. Samsung sent a promo email, and I curiously clicked the picture of a Chromebook and “Reserve Computing Deals”. You can, today—as in right this very minute—preorder either Samsung Chromebook 2 for assured savings ($20 or $50) between November 27 and December 1 for one and until the 27th for the other. I understand that Black Friday is late-month this year, but, c`mon, beat me with a sack of cash, sales preorders?

Responsibility by Joe WilcoxNov 7, 20144:14 pm

My Uninsured Life

I am supposed to be sitting in a movie theater watching Interstellar. The plan was in place for months. Instead, I write this post, which is commentary on health insurance in America. The two things are strangely connected, if in this or any other universe such seemingly disparate relationships are random. What’s that saying about a butterfly flapping its wings?

Here’s a nut graph, so you can decide whether to read further or stop here: America’s healthcare system is broken. Free-market forces cannot work. The 1945 McCarran-Ferguson Act laid the framework for healthcare monopolies, which nearly 70 years later act like cartels, in defiance of the 1890 Sherman Antitrust Act. The Affordable Care Act raises healthcare costs, while managing the monopolies rather than eliminating them. As such, the free-market forces that should stimulate competition and drive down prices are stymied.

Living by Joe WilcoxOct 16, 20147:27 pm

The Underemployment Crisis

When I worked as an analyst for Jupiter Research a decade ago, the editorial philosophy was “data-driven analysis”. But sometimes single stories—one or a few individuals—define a trend. That’s my renewed feeling today meeting Tim in the alley behind our apartment.

I measure San Diego’s economy, and in some respects that of America, by the people who dumpster dive our alley. We moved to the city seven years ago yesterday and were taken aback by the number of people who pull redeemable bottles and cans from recycle and trash bins. But the collectors’ character changed in 2009, following the financial crisis of late 2008. No longer did we see just clearly weather-worn homeless, but paler and better-dressed folks not long laid off from office jobs. Professionals.

Living by Joe WilcoxSep 8, 20149:56 am

Amazon Sale is ‘Predictably Irrational’

I can’t stop chuckling over one of Amazon’s many marketing sleight-of-hands today. I awoke to email promoting a one-day sale and “up to 60-percent off select SanDisk products”. Heck, my BetaNews colleague Wayne Williams even wrote a news story. But based on my recent experience buying a “SanDisk Ultra 64GB MicroSDXC Class 10 UHS Memory Card” I wonder about all the savings.

I purchased the card on July 2nd for $34.99. For the one-day sale, Amazon sells the same card for a dollar more, although a newer version (e.g., refreshed packaging and SKU) is available for $31.99. Amazon claims 64 percent and 51 percent savings—$64 and $33—respectively.

Aspiration by Joe WilcoxFeb 17, 20147:33 pm

Be a Better Crowdfunder

To date, my Indiegogo campaign for book Be a Better Blogger is a money loser. Costs exceed the pittance of contributions, and I appreciate every one made. Make no mistake, if you contributed—thank you! But with 11 days to go, and the campaign about 1.8 percent funded, absolute failure looms large.

So with little to lose, but more money, I hired one of several crowdfunders that emailed or commented soon after the campaign’s launch. I don’t expect much from the $149 fee, which gets me one hour consultation, press release, PR distribution, journalist outreach, and feed submission (whatever that means). But I did receive important insight, which is more a lesson about interacting with others rather than working alone.

Living by Joe WilcoxFeb 10, 20144:34 pm

Tale of Two Cities

There is no denying that the home of the summer of love is now experiencing a winter of fear and loathing. Rory Carroll Superbly-written take on the revolt around San Francisco against tech giants like […]

Living by Joe WilcoxFeb 2, 20147:43 pm

Better (RED) Than Dead

Super Bowl XLVIII is a real snoozer, with Seattle’s huge lead, and the adverts aren’t much more interesting. Among the few catching my attention: U2 song “Invisible” free on iTunes, with Bank of America donating a buck to (Product) RED. The promotion/donation ends 11:59 p.m. EST February 3.

On Sept. 29, 2006, I posted a quick analysis about (RED), which was then freshly started, to my JupiterResearch blog. The site is long gone, but I have the posts archived. What follows is the original text, complete with the original links, including to MySpace. Facebook was just a wisp seven-and-a-half-years ago. What that brief introduction…

Responsibility by Joe WilcoxAug 18, 201310:18 am

Conspiracy of Debt

We’re doing the worst thing people can do: lying to our young. Nobody, not even this president, who was swept to victory in large part by the raw enthusiasm of college kids, has the stones to tell the truth: that a lot of them will end up being pawns in a predatory con game designed to extract the equivalent of home-mortgage commitment from 17-year-olds dreaming of impossible careers as nautical archaeologists or orchestra conductors.

One former law student I contacted for this story had a nervous breakdown while struggling to pay off six-figure debt. It wasn’t until he tapped into one of the few growth industries open to young Americans that his outlook brightened. ‘I got my life back on track by working for a marijuana delivery service in Manhattan’, he says.
Matt Taibbi