Category: Society

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Perpetual Prosperity Psychology and the Housing Bubble

Something about the housing bubble narrative bugs me: Conspiracy. Evil bankers conspired to bilk Americans by financing home loans to people who could never pay, to then repackage bad mortgages as good investment products. While I lauded Matt Taibbi news analyses in 2010 and 2013 for exposing financial institution malfeasance, the blame game always seemed to ignore one other party’s culpability: Borrowers.

New research paper “Changes in Buyer Composition and the Expansion of Credit During the Boom” is a fascinating post-bubble autopsy. Its conclusions, if they survive the test, rewrite the bubble narrative, which revision makes more sense to me. 

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Cox Flex Watch Temps Me More

Anywhere from two to three times a week, Cox sends offers to join Flex Watch, which would add $19.99 to my $59.99 Internet service. The cable company guarantees the price for 12 months—no contract—and would provide HD set-top box with access to local networks and some premium, subscription channels. Last year’s offer: HBO and Starz. Last month’s adds Encore. This week, Cox sweetens by tempting with Cinemax and Flix for just $5 more.

The HD box and local channel access doesn’t tempt the slightest. Cox would have to rewire our setup to enable access from the living room, but I’m a believer in the “If it ain’t broke don’t fix it” approach to networking. I’ve got 120Mbps Internet pumping down to the bedroom, where there is no TV, and don’t want to risk mucking up what we’ve got. But I am tempted to pay $19.99, or $24.99, for the subscription channels and stream to the tellie content in their apps—which I find offer better experience and more options. But does that cross the line? Is it still cord-cutting? 

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Comic-Con Heroes: The Academic

My fourth installment of excerpts from ebook Comic-Con Heroes: The Fans Who Make the Greatest Show on Earth takes an interesting directional shift. So far we’ve met The Dark Knight, Medieval fighter, and twin-brother toy collectors. Would you believe there are people who study toys as a profession? Read on to see.

To recap: I attended San Diego Comic-Con 2013 with intention of profiling one-dozen among the 130,000 attendees. As SDCC 2015 approaches, I am posting 13 installments, after which the book will release into the public domain, on July 8, 2015, when my current commitment for Amazon KDP Select ends.

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Let’s Boycott Hershey Chocolates

Yesterday, I saw headlines about a forced legal settlement, involving the Hershey Company. New York Times story “After a Deal, British Chocolates Won’t Cross the Pond” says it all: “Let’s Buy British Imports, or L.B.B., agreed this week to stop importing all Cadbury’s chocolate made overseas”. Hershey insists that Toffee Crisp packaging too closely resembles Reese’s Peanut Butter Cups, which is ridiculous considering they are very different confections and presented in different shapes.

Same must be said about Yorkie bar, which presumably so resembles York Peppermint Patty that chocolate buyers must confuse one for the other. Of course! People mistake finger-shaped confections with circular patties every day. Don’t you? The argument for Kit Kat is stronger, given name and packaging. But the ingredients are quite different. Have you ever eaten imported chocolate bars? British Kit Kat is creamier—fudgier might be better word—than its U.S. counterpart. 

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Waiting for Nexus 6

My Apple exodus and return to the Google lifestyle progress at rapid pace. I am full-time back on Chromebook after buying the Toshiba model one week ago. Whoa, it feels so much longer. Selling my MacBook Pro paid for the laptop, and another for my wife, with some proceeds remaining. I also use Nexus 9 tablet, replacing iPad Air (which is Craigslisted but not sold). Today, I await delivery of Nexus 6, which replaces iPhone 6.

A law-enforcement officer bought the Apple smartphone, which sale exactly covers cost of the N6. This morning, I am without any handset, waiting for UPS to deliver the Motorola-made Google phablet, which I purchased from T-Mobile. Google Play and Motorola are sold out, although during the time yesterday when placing my order, Play Store had the 32GB N6 in stock; both colors! 

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Chromebook Returns

Yesterday afternoon, a San Diego State University student bought my MacBook Pro—13-inch Retina Display, 8GB RAM, 512GB SSD—for $1,100. I purchased the laptop from local dealer DC Computers in late-August 2014 for a few hundred dollars more. The buyer’s interest was my own: Mac, large SSD, and extended warranty (expires April 2017). The photo is one of several from my Craigslist ad.

The proceeds go to buying Toshiba Chromebook 2 (two, another for my wife) and Android phone for her. She moves from iPad Air, which has been, since September 2014, her PC—and that experience should be another story (be patient). If time travel was possible, I would keep, rather than sell, my Chromebook Pixel early last summer. The Chromie lifestyle suits me best, and I am excited to be back to it. However, in December, when reviewing the tech products that changed my digital lifestyle last year, including the switch to Apple’s platforms: “I can’t imagine using anything else”.  I lied to myself, and unintentionally you. 

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Flickr a Day 18: Painted

Student Satya Vrat Shukla should seriously consider just how good are his “outtakes”, which is how he describes this remarkable photograph. The colors and bokeh—painter and background—rivet my eyes.

“This is one of my really good friends, Ethi, who is an amazing painter”, Satya says. “She basically oil-painted this within a couple of minutes while I pestered her to ‘paint something good'”. Pester. I found the pic searching Flickr for the word—like yesterday’s selection, which shares something else: Camera choice. Satya shot with Canon EOS 550D and classic 50mm lens (f/1.8). Gotta love them Primes! 

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Comic-Con Heroes: The Fighter

One week ago, I started serializing my ebook, Comic-Con Heroes: The Fans Who Make the Greatest Show on Earth, which will go into the public domain after the last segment posts on July 8, 2015, after my current commitment for Amazon KDP Select ends. The first installment featured Ken Camarillo, as The Dark Knight. There is no shortage of people like Ken who dress up as someone else during the Con.

But the pop-culture event, and others like it, come around just once a year. Some people wear costumes, and assume other personas considerably more often—and that is the case with today’s Comic-Con Hero. She and her wonderful cohorts reach back into the past, recreating in modern times flavors of an era few people remember but should. 

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Comic-Con Heroes: The Dark Knight

For San Diego Comic-Con 2015, I am required to reverify my press status—the second time since starting to attend as news media in 2009. I submitted the required documents and story links in early December 2014 and now anxiously await my SDCC fate. If denied, I will unlikely attend this year’s Con, having missed other opportunities to register. If that happens, the world won’t end. Life will go forward. But my birthday, which occurs during the July 9-12 dates, will be somewhat sorrowful this year.

I love Comic-Con for what it represents: Storytelling and attendees being or associating with the people they wish they could be. I laid out my thoughts on the latter concept in July 2010 post “The Roles We Play“, which I adapted as the introduction to my 2013 event project: Comic-Con Heroes: The Fans Who Make the Greatest Show on Earth. I had much hope for the ebook, when published about 18 months ago. But sales were never good—and as distance grows greater from the events told, time diminishes the content’s value. 

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Our Cat Cali gets Fixed

This morning, my wife and I took our daughter’s Tortoiseshell kitty Cali to San Diego Humane Society, where she will have her operation today. I don’t feel good about taking away the cat’s motherhood, or changing her personality in the process. But I feel obliged by circumstance.

Cali came to live with us in October 2014, after one of my daughter’s four housemates insist the cat go. She and we endured two heat cycles in the last month, while we waited for our appointment date. This morning in Cali’s absence, Neko is unsettled. As am I. She comes home late-day.

Yesterday I posted a poll asking: “Is your cat fixed?” The results and comments are worth calling out. 

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Flickr a Day 5: ‘Style Over Speed’

At age 25, I begrudgingly got my driver’s license. How un-American, right? Or strange given I grew up in Northern Maine, where snow covers the ground seven months of the year. But anywhere I couldn’t walk, I biked. So it is with delight that today’s Flickr pic represents a bicycle enthusiast, and he has so many great photos posted (more than 26,000) choosing one is challenging. Self-titled “Style Over Speed” is by no means his best, not by any measure, but it’s such a poser I couldn’t resist.

Film director Mikael Colville-Andersen, who joined Flickr in August 2006, lives in Copenhagen, Denmark. His street photography is art. He writes: “Zakkatography is a state of mind. It’s a taste in your mouth, a warm fuzzy feeling. It’s groovy interior design shots, stunning architectural studies and it’s especially raw streetaciousness. Urban fragments with urban creatures. Zakkatography is your friend. Embrace it”. I will, and so should you! 

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Who Owns that Photo?

On January 1, I started year-long project “Flickr a Day“. I choose from among the content-sharing service’s Creative Commons-licensed photos and post them here, with some backstory about the photographer. A comment on Ello got me to thinking about the process I use, which is very deliberate, and the value of explaining it.

First, digression: Last night I posted to new social network Ello for the first time. Less than 24 hours later, I see what the raving is all about. I like Ello. Fresh, and refreshing, describes the posting and community experience.