Category: Money

Photo by Joe WilcoxMar 3, 20228:49 pm

How About ‘U’ for Unaffordable

Hours following a routine visit to the ophthalmologist and dilation, my pupils are still huge and so my vision remains wonky. I can’t imagine what the Featured Image really looks like. Perhaps you can tell me. I stood in the middle of Park Blvd and used Leica Q2 to make the moment on Feb. 23, 2022. Vitals, aperture manually set: f/5.6, ISO 100, 1/640 sec, 28mm; 9:30 a.m. PST.

The sign is situated between Adams and Madison, and viewpoint is towards the latter. Around the turn of the last century, Bentley Ostrich Farm relocated to the district—hence the birds on the poles. During the same era, street cars served the community, and some of them were housed and serviced in a facility that is long gone but became the public Old Trolley Barn Park.

Photo by Joe WilcoxFeb 27, 20229:27 pm

San Diego Affordable Housing

The place isn’t roomy, but the architectural style is quite appealing. I hear there’s a waiting list, though. But if you like, I walk past often enough and can look for that “no” to be covered up. Here’s the thing; A little birdie told me that several crows are in the queue—and they are quite aggressive about obtaining lodging, particularly when the place is furnished and the landlord provides some meals.

Advice: Adopt a community cat from the shelter and turn him loose nearby. If the beastie doesn’t catch and eat some of the animals waiting for the place, he might scare off most of them. The residence is on Maryland Street in University Heights. Address isn’t disclosed, just in case I want to submit a rental application myself.

Photo by Joe WilcoxFeb 20, 20227:52 pm

The Torn One

Walking along the University Avenue bridge that crosses highway 163 in San Diego’s Hillcrest neighborhood, I passed two remnants of a torn up dollar bill. The shredding surprised because many homeless folks frequent the area and would regard a buck as precious commodity. So what’s the backstory? Did someone panhandle the wrong person, who responded by taking out a dollar and ripping it to pieces? I’ll never know.

I used Leica Q2 Monochrom to capture the Featured Image, feeling rushed but nevertheless taking too long. The bridge is a busy thoroughfare, and I knelt down blocking the way to get the shot. The camera balked about ambient light, which was odd. But being harried and not thinking clearly enough, I chose the smallest aperture opening as quick remedy. Using exposure compensation would have nicked the problem—or my actually paying attention to the settings. I had moved the shutter speed from auto the night before and neglected to switch back the dial.

Photo by Joe WilcoxFeb 10, 20229:18 pm

Inflation Disarms The Bomb

I learned something about cost-creep today that hopefully will benefit you. Don Miguel The Bomb Spicy Red Hot Beef & Bean Burrito is a favorite of mine—available in lots of 12 at my local Costco Business Center. When I first found them, some years ago, a case could be bought for $18.99 or $1.58 per 14-ounce burrito. Later, the price rose to $19.99 before quickly going up to $20.99 and finally $21.99 during the tightest SARS-CoV-2 (severe acute respiratory syndrome Coronavirus 2)/COVID-19 lockdowns. That’s $1.67, $1.75, and $1.83 per package, respectively.

After nearly exhausting a somewhat stocked supply, I returned with my wife to the warehouse store for more. My mistake: I did not closely inspect the box. Price is higher now: $22.49 for that dozen-filled case. But that 50 cents more is for less. The Bomb now is 12 ounces, a decrease of 14 percent in size for a burrito costing $1.87—15 cents per ounce versus 13 cents previously or 11 cents from what I paid about three years ago; maybe four, I don’t rightly recall.

Photo by Joe WilcoxFeb 6, 20229:27 pm

The Teardown

The massive redevelopment of my San Diego locale advances so briskly that today’s cute business or residence is tomorrow’s demolition. In December 2021, while walking along the University Heights side of Park Blvd, I saw that vintage clothier Frock You! had closed. Strangely. On the door was an eviction notice from the county sheriff, while clothes and debris littered the business’ (uncharacteristically exposed) outdoor shopping area, which had attracted a cadre of the homeless. The adjacent businesses were shuttered, too, suggesting a soon-to-be teardown before the build up of something new.

Fast forward to this afternoon and my first venture that way in more than six weeks. A fence cordons off the former strip of shops and what had been a beautiful home converted into several residences—the Featured Image and companion. The exposed kitchen appliances piqued my interest enough to pull out iPhone 13 Pro and point it through one of the spaces among the chain-links.

Photo by Joe WilcoxJan 28, 20229:59 pm

The House on Cleveland

Today’s question: How much longer before this lovely home is demolished and replaced with something ill-suited to the street? On Dec. 2, 2021, I used Leica Q2 to take the Featured Image, after my wife read about the property in University Heights Community Association News. Photo vitals, aperture manually set: f/4.5, ISO 100, 1/160 sec, 28mm; 12:18 p.m. PST.

According to public property records, the place sold for $1.595 million during October 2021. UHCA News reports: “This charming Victorian home at 4350 Cleveland is 2,000 square feet with 3 bedrooms and 2 baths and built in 1905, according to the 2015 Uptown Historic Resources Survey Report”.

Photo by Joe WilcoxJan 3, 202211:08 pm

Simply Stated: San Diego Unaffordable Housing

Three residences all on the same block in University Heights define the scope of the housing crisis in Southern California. This is not a story about limited availability of units, as news media and political prognosticators regularly (and falsely) claim, but about rising prices driven by numerous market dynamics (such as emigrants or corporations paying cash) mixed with insanity that defies common sense.

The market bears what people are willing to pay and they seem all the more recklessly anxious to fall for fear-economics and the privilege of paying more, more, more.

Photo by Joe WilcoxDec 29, 20218:16 pm

In the Dumpster

End of year is a good time to take out the trash, so to speak, to clear out the past and prepare for the future—opportunity to start Jan. 1, 2022 fresh and tidy. That’s where I am on this wet Wednesday evening. But what if you literally can’t take out the garbage, as is the case for many San Diego County residents? Teamsters Local 542 is on strike with Republic Services, which my landlord unfortunately uses.

The Featured Image, taken today with iPhone 13 Pro, is outside the apartment building where we live. (Vitals: f/1.5, ISO 50, 1/2994 sec, 26mm; 11:22 a.m. PST.) I would like to thank my immediate neighbors for not massively overflowing the dumpster. You might think, looking at the pile, that I am being facetious. Not so. The sentiment is sincerely expressed. Stacks of bags and refuse elsewhere exponentially exceed this modest mess. My fellow residents show remarkable restraint.

Photo by Joe WilcoxDec 28, 20219:06 pm

‘Growing with Passion’

Whenever walking by this mural, I often regret not photographing the lively, colorful Yipao Coffee outdoor café that once occupied this location. More importantly: What the place displaced—trees and lush green space that the (permanently closed) florist had used. Hence the irony, if you don’t see it yet, of “growing with passion”; because all that remains is dirt, on top of which vehicles park. Nothing green grows, nor the vitality of human interaction.

In late June 2018, I shared about the departure of Florabella, which had to abandon its 24-year commercial space after the landlord informed the owner that rent would triple effective July 1. I wondered: What will replace the florist? Well, Yipao took up residence in the not-long-later clearcut corner area. Interesting aside: John Adams disappeared and was discovered to be accidentally locked inside the closed floral shop, which Yipao used; perhaps for storage. He is among the “Cats of University Heights“; June 2019.

Living by Joe WilcoxDec 23, 20219:48 pm

Seriously, California?

Sometime last week, my wife asked about getting brighter lightbulbs. IKEA-purchased LEDs are 1,000 lumens and loaded into most of our fixtures, whether ceiling or lamps; but not all. Then, three days ago, I observed during a Zoom meeting that one participant’s ambience so much more appealed than mine—his room being bright and white, while mine was dank and yellow. Color temperature is reason: 5000K lighting vs 2700K. I thought: Why not buy brighter and whiter bulbs?

So I tried shopping locally but ran aground. Is 5000K lighting unavailable because of supply chain problems or is 2700K simply wildly more popular? No San Diego store—not even the place specializing in bulbs—stocked that color temperature in a 100-watt equivalent with brightness greater than 1,000 lumens. That brought me to Amazon and a big surprise: The affordable product that also met my criteria can’t be shipped to California. Huh?

Living by Joe WilcoxDec 7, 20218:45 pm

For Want of Two Dollars

On Nov. 28, 2021, I pulled into the local gas station to fill up the tank. Because debit card-skimmers are frequent enough concerns around San Diego, I always pay with cash and usually even bills (e.g., tens or twenties). But uncharacteristically, I only had two fives and eight singles—or so I thought.

I counted in the car and then on the way to the Valero’s door. When handing the money to the cashier, I stated the amount and pump number. Outside, filling stopped at $16—and I thought: “How unusual to top off at an even number”. I walked inside for my change, but there was none.

Photo by Joe WilcoxOct 31, 20219:37 pm

The Maine Coons’ House Sold

A chapter is closed in the saga of the two Maine Coons whose backyard territory was clearcut in early August 2021. Their old residence listed as sold on October 28. Mimi and Sweet Pea occasionally go into their old habitat, but the behavior must stop whenever new construction begins. I expect the owners will demolish the existing house and build an apartment building, based on zoning.

Both kitties appeared in my “Cats of University Heights” series during May 2018. Mimi is mother to the other; both are ferals who lived on the property for about eight years. The woman who fed them has made space in her smaller, fenced outdoor space across the alley—and both go there for food and safety.